Retirement Planning

Retirement planning is a very broad term and can encompass many different areas.  If you are young and just getting started, a baby boomer getting ready to retire, or if you are already retired, your objectives and goals will be different.

Some of the common concerns our clients have: 

  • Protecting their retirement accounts from market risk.
  • Not outliving their income.
  • Receive higher rates of return without risking their portfolio.
  • Reducing taxes on income and investments.
  • Reducing taxes on Social Security Benefits.
  • Protect their assets and their family.
  • Preserve their wealth and pass assets to heirs.

All of our clients have different needs and goals.  At United Safeguard Financial Group we provide solutions by thoroughly reviewing our clients´ financial situation in order to recommend a plan of action.

Perhaps one of the most important aspects of retirement planning is to ensure you are not making mistakes which can cost you to lose large amounts of your retirement.

Some of the common mistakes are:

  • Failing to safeguard your retirement accounts from the risks of the market.                 
  • Trying to time the market and “wait for it to come back.”
  • Relying on a stock broker or financial planner to tell you when to buy and sell.   
 • Not properly planning to ensure you won´t outlive your retirement income.
  • Depending too much on Social Security.
  • Taking Social Security benefits at the wrong age.
  • Not structuring your investments to be tax advantaged.
  • Failing to properly prepare for the high costs of a long term care.
  • Not protecting your assets from lawsuits and probate.
  • Failing to set up your IRA to take advantage of multi - generational tax laws.
  • Not taking the time to set up a trust or to review an already existing trust.

Solutions

At United Safeguard Financial Group we can help you avoid these common mistakes and many more.  We will provide you with real solutions to the issues you are facing.

Our consultations are free and there is never any obligation to do business.  You can schedule an appointment in our office or in the comfort of your home. 

Call for a complimentary, no obligation consultation:  800-209-1244

By contacting us, you may be offered information regarding the purchase of insurance and investment products.

Your investment advisor is not permitted to offer, and no statement contained herein shall constitute tax or legal advice. You should consult a legal or tax professional on any such matters.